Compare Easy Street Financial Services Car Loans Rates - Best Find

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Easy Street Financial Services Car Loans

Fixed Rate Personal Loan

Our fixed rate Personal Loan gives you certainty that your repayments won't change if interest rates go up, giving you some peace of mind when it comes to your budget.


Minimum loan amount$5,000

Maximum loan amount$35,000

Minimum term1 year

Maximum term5 years

Advertised rate9.99%

Comparison rate11.32%

Monthly repayments (approx)$328

Total repayments (approx)$11,841

Total interest repayments (approx)$1,841

Rate typeFixed

Secured or unsecuredUnsecured

Security required No

Application / establishment fees$195

Other Fees & Information

Monthly fee$0.0

Quarterly fee$0

Annual fee$0

Other fees$0

Missed payment fee$0

Repayment scheduleMonthly

Early repayments allowedYes

Early repayments fee$0

Encumberance/REVVS check fee$0

For used vehiclesYes


Telephone1300 13 14 65

Data accurate as of02.04.2017

Comparison warning Comparison rate is calculated on an unsecured loan amount of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Compare 100s of car loans

Did you know you can compare 100s of car loans? Review, calculate interest rate repayments, apply online and save by visiting our main car loans comparison page.

Compare and review Easy Street Financial Services car loans

Looking to finance a new or used car, van, truck or motorcycle? When comparing Easy Street Financial Services car loans, there are other key facts to consider and understand, other than just Easy Street Financial Services’s interest rates.

What car loan options are available?

Easy Street Financial Services has 1 car loan product:

  • Easy Street Financial Services Fixed Rate Personal loan

View the above table for detailed product information and a comparison of the interest rates, fees and features.

You can also review and compare Easy Street Financial Services personal loans and Easy Street Financial Services home loans.

Do you have an Easy Street Financial Services car loans calculator?

Yes. Use the filter to adjust your loan amount and term to calculate your approximate monthly repayments. When you apply the filter, you will see a breakdown of your approximate monthly repayments as well as the total amount of interest and fees paid.

For a more accurate quote, contact Easy Street Financial Services directly.

How to apply for an Easy Street Financial Services car loan?

If you’d like to apply online for an Easy Street Financial Services car loan, just scroll up and click on “Learn more” to be taken to Easy Street Financial Services’s secure online application form. Before you apply, be sure to learn about Easy Street Financial Services’s loan products, fees and eligibility criteria. Give yourself around 30 minutes to complete the car loan application.

Easy Street Financial Services’s car loan eligibility criteria

Before you apply for a car loan, be sure to understand and meet the Easy Street Financial Services’s lending criteria. Below is high-level overview of Easy Street Financial Services’s criteria:

Easy Street Financial Services’s minimum requirements for a car loan

  • Minimum age of 18
  • Earn a minimum of $15,000 per annum
  • You’re buying a car or motorcycle for personal use
  • Minimum loan amount of $5,000 or more
  • You’re a permanent Australian resident or valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the Easy Street Financial Services branch or online, make sure to have the following details and documents nearby:

  • A current Australian driver’s license (if you have one)
  • Your current employer’s name, contact name and phone number
  • Previous employer, if you’ve changed jobs in the last three years
  • Income, expenses, assets and liabilities (such as other loans or credit cards)

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)

Other things to keeping mind when applying

  • Approval time takes between 1 to 3 business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Easy Street Financial Services car loan

There are many additional factors Easy Street Financial Services consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

What can you use an Easy Street Financial Services car loan for?

Examples of common loan purposes Easy Street Financial Services will lend for:

Additional Easy Street Financial Services car loan information

Easy Street Financial Services’s minimum and maximum car loan amounts and terms

How much can you borrow? Between $5,000 and $35,000, over terms between 1 year and 5 years. Use our filter as a repayment calculator to see your monthly repayments and rates.

Repayment schedule

Easy Street Financial Services allow weekly, fortnightly or monthly repayment.

Extra repayment or early penalties

Easy Street Financial Services allows you to make additional or early repayments. There are no fees associated with completely repaying your loan off early. View their terms and conditions to learn more about early termination.


Easy Street Financial Services’s Fixed Rate Personal loan does not require an asset (typically, the vehicle) as security.