Compare CBA Credit Cards Interest Rates & Fees - Best Find

Commonwealth Bank Credit Cards

Platinum Awards Credit Card

Commonwealth Bank's Platinum Awards Credit Card has a pruchase rate of 0.2024 and a purchase rate of 249 with Up to 55 interest free days

Balance Transfer & Intro Offers

Balance transfer rate5.99%

Balance transfer period 5 months

Balance transfer reverts to 21.24%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee None

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa) 1

Rewards points per $1 (Amex) 2.5

Points expiry TBA

Additional Benefits

Travel insuranceUp to 183 days International & Domestic

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceYes

Price protectionYes

Extended warrantyYes

Rates & Fees

Maximum free daysUp to 55

Annual fee$249

Purchase rate20.24%

Promotional purchase rateNone

Late payment fee$20

Over limit fee$0

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$25

Overseas Fees

Currency conversion fee3.00%

Overseas ATM fee (higher of)$2.5 or 2%

Overseas cash advance feeTBA

Other

Minimum card limit$6

Maximum limit$1

Sponsored No

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

Hide info ˄

Low Rate MasterCard

Commonwealth Bank's Low Rate MasterCard has a pruchase rate of 0.1324 and a purchase rate of 59 with Up to 55 interest free days

Balance Transfer & Intro Offers

Balance transfer rate5.99%

Balance transfer period 5 months

Balance transfer reverts to 21.24%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee None

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa)

Rewards points per $1 (Amex)

Points expiry TBA

Additional Benefits

Travel insuranceNo

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceNo

Price protectionNo

Extended warrantyNo

Rates & Fees

Maximum free daysUp to 55

Annual fee$59

Purchase rate13.24%

Promotional purchase rateNone

Late payment fee$20

Over limit fee$0

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$25

Overseas Fees

Currency conversion fee3.00%

Overseas ATM fee (higher of)$2.5 or 2%

Overseas cash advance feeTBA

Other

Minimum card limit$500

Maximum limit$1

Sponsored No

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

Hide info ˄

Low Rate Gold MasterCard

Commonwealth Bank's Low Rate Gold MasterCard has a pruchase rate of 0.1324 and a purchase rate of 89 with Up to 55 interest free days

Balance Transfer & Intro Offers

Balance transfer rate5.99%

Balance transfer period 5 months

Balance transfer reverts to 21.24%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee None

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa)

Rewards points per $1 (Amex)

Points expiry TBA

Additional Benefits

Travel insuranceUp to 90 days International

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceNo

Price protectionNo

Extended warrantyYes

Rates & Fees

Maximum free daysUp to 55

Annual fee$89

Purchase rate13.24%

Promotional purchase rateNone

Late payment fee$20

Over limit fee$0

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$25

Overseas Fees

Currency conversion fee3.00%

Overseas ATM fee (higher of)$2.5 or 2%

Overseas cash advance feeTBA

Other

Minimum card limit$4

Maximum limit$1

Sponsored No

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

Hide info ˄

Commonwealth Bank
19.74%
5.99%
Up to 55
$29

Expand info ˅

Low Fee MasterCard

Commonwealth Bank's Low Fee MasterCard has a pruchase rate of 0.1974 and a purchase rate of 29 with Up to 55 interest free days

Balance Transfer & Intro Offers

Balance transfer rate5.99%

Balance transfer period 5 months

Balance transfer reverts to 21.24%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee None

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa)

Rewards points per $1 (Amex)

Points expiry TBA

Additional Benefits

Travel insuranceNo

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceNo

Price protectionNo

Extended warrantyNo

Rates & Fees

Maximum free daysUp to 55

Annual fee$29

Purchase rate19.74%

Promotional purchase rateNone

Late payment fee$20

Over limit fee$0

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$25

Overseas Fees

Currency conversion fee3.00%

Overseas ATM fee (higher of)$2.5 or 2%

Overseas cash advance feeTBA

Other

Minimum card limit$500

Maximum limit$1

Sponsored No

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

Hide info ˄

Low Fee Gold MasterCard

Commonwealth Bank's Low Fee Gold MasterCard has a pruchase rate of 0.1974 and a purchase rate of 89 with Up to 55 interest free days

Balance Transfer & Intro Offers

Balance transfer rate5.99%

Balance transfer period 5 months

Balance transfer reverts to 21.24%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee None

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa)

Rewards points per $1 (Amex)

Points expiry TBA

Additional Benefits

Travel insuranceUp to 90 days International

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceNo

Price protectionNo

Extended warrantyNo

Rates & Fees

Maximum free daysUp to 55

Annual fee$89

Purchase rate19.74%

Promotional purchase rateNone

Late payment fee$20

Over limit fee$0

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$25

Overseas Fees

Currency conversion fee3.00%

Overseas ATM fee (higher of)$2.5 or 2%

Overseas cash advance feeTBA

Other

Minimum card limit$4

Maximum limit$1

Sponsored No

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

Hide info ˄

Commonwealth Bank
20.24%
5.99%
Up to 55
$119

Expand info ˅

Diamond Awards

Commonwealth Bank's Diamond Awards has a pruchase rate of 0.2024 and a purchase rate of 119 with Up to 55 interest free days

Balance Transfer & Intro Offers

Balance transfer rate5.99%

Balance transfer period 5 months

Balance transfer reverts to 21.24%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee None

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa) 1

Rewards points per $1 (Amex) 2

Points expiry TBA

Additional Benefits

Travel insuranceUp to 365 days International & Domestic

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceNo

Price protectionNo

Extended warrantyYes

Rates & Fees

Maximum free daysUp to 55

Annual fee$119

Purchase rate20.24%

Promotional purchase rateNone

Late payment fee$20

Over limit fee$0

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$25

Overseas Fees

Currency conversion fee3.00%

Overseas ATM fee (higher of)$2.5 or 2%

Overseas cash advance feeTBA

Other

Minimum card limit$15

Maximum limit$1

Sponsored No

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

Hide info ˄

Commonwealth Bank
20.24%
5.99%
Up to 55
$349

Expand info ˅

Awards Credit Card

Commonwealth Bank's Awards Credit Card has a pruchase rate of 0.2024 and a purchase rate of 349 with Up to 55 interest free days

Balance Transfer & Intro Offers

Balance transfer rate5.99%

Balance transfer period 5 months

Balance transfer reverts to 21.24%

Balance transfer limit n/a

Balance transfer offer end date n/a

Balance transfer handling fee None

Rewards Program

Rewards program Reward name

Signup bonus points TBA

Reward points per $1 (MC/Visa) 1.25

Rewards points per $1 (Amex) 3

Points expiry TBA

Additional Benefits

Travel insuranceNo

Individual fraud protectionYes

Purchase protectionTBA

Conceirge serviceNo

Price protectionNo

Extended warrantyNo

Rates & Fees

Maximum free daysUp to 55

Annual fee$349

Purchase rate20.24%

Promotional purchase rateNone

Late payment fee$20

Over limit fee$0

Cash advance ATM feeTBA

Additional cardholder feeTBA

Minimum repayment (percent)2.00%

Minimum repayment (amount)$25

Overseas Fees

Currency conversion fee3.00%

Overseas ATM fee (higher of)$2.5 or 2%

Overseas cash advance feeTBA

Other

Minimum card limit$500

Maximum limit$1

Sponsored No

Data accurate as of10/04/2017

Disclaimer See providers terms and conditions for details

Hide info ˄

results per page

BestFind.com.au provides factual information in relation to financial products. While BestFind.com.au attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at time of publishing. The information published on BestFind.com.au is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with BestFind.com.au. BestFind.com.au recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. For more information please see BestFind.com.au's Terms of Use and Services Guide.

Commonwealth Bank Credit Card Comparison

Did you know you can compare 100s of credit cards? Review, view interest rates, calculate fees, apply online and save by visiting our main credit cards comparison page.

Compare and review Commonwealth Bank credit cards

Save time and compare all the credit cards offered by Commonwealth Bank in one go! There is no shortage of credit card products to choose from. It all comes to your specific needs and desires.

What credit card options does Commonwealth Bank offer?

Commonwealth Bank has 7 credit card products:

  • Commonwealth Bank Platinum Awards Credit Card
  • Commonwealth Bank Low Rate MasterCard Credit Card
  • Commonwealth Bank Low Rate Gold MasterCard Credit Card
  • Commonwealth Bank Low Fee MasterCard Credit Card
  • Commonwealth Bank Low Fee Gold MasterCard Credit Card
  • Commonwealth Bank Diamond Awards Credit Card
  • Commonwealth Bank Awards Credit Card

View the above table for detailed product information and a comparison of the purchase rate, transfer rate, maximum free days and annual fees.

You can also review and compare Commonwealth Bank personal loansCommonwealth Bank home loans and Commonwealth Bank car loans.

How to apply for a Commonwealth Bank credit card?

If you’d like to apply online for a Commonwealth Bank credit card, just scroll up and click on “Learn more” to be taken to Commonwealth Bank’s secure online application form. Before you apply, be sure to learn about Commonwealth Bank’s credit card products, fees and eligibility criteria. Give yourself around 30 minutes to complete the credit card application.

Commonwealth Bank’s credit card eligibility criteria

Before you apply for a credit card, be sure to understand and meet the Commonwealth Bank’s eligibility criteria. Below is high-level overview of Commonwealth Bank’s criteria:

Commonwealth Bank’s minimum requirements for a car loan

  • Minimum age of 18
  • Earn the minimum annual income requirement
  • Have a good credit rating
  • You’re an Australian citizen, a permanent Australian resident or a valid work visa holder (457 or other diplomatic visas)

Information you’ll need to provide

Whether at the Commonwealth Bank branch or online, make sure to have the following details and documents nearby:

  • Employment information: Your annual income and savings account statements. Your current employer’s name, contact name and phone number
  • Liabilities & debts: Your ongoing expenses such as day to day living expenses (think child care, food, transport costs) and any other credit cards you may have.
  • Personal Information: Proof of ID (Driver License or ID card), contact information and address

Are you self-employed?

If you’re self-employed, you will also need to provide:

  • Financial statements for the last year (no older than 18 months)
  • Your most recent personal/business tax return (no older than 18 months)
  • You may need to provide your accountant’s contact details

Other things to keep mind when applying

  • Approval time takes between 0 hours (instantaneous) and 10 business days
  • It’s advantageous to have a good credit history. For example, you have no recent defaults and no frequent requests for credit
  • Other credit cards with large credit limits are seen as liabilities, even if there’s nothing owing. If you have existing liabilities, be certain you can pay them off in addition to your Commonwealth Bank credit card

There are many additional factors Commonwealth Bank consider when accessing your application, but the above are the most important. If you feel like you may not meet their eligibility criteria, it may be best to save!

Smart ways you can use your Commonwealth Bank credit card

Credit Cards are a smart way to buy goods and services, and allow you to cover unexpected expenses as well as build up your financial reputation.

Here are some tips on how to make good use of your Commonwealth Bank credit card:

  • Always pay your credit card on time
  • Set a credit limit that works for you, not for the bank
  • Regularly check your credit card statement
  • Never contract an additional credit card with another bank to make ends meet
  • Check the terms and conditions very carefully. Yes, read the fine print!
  • If you need to cancel your credit card, ask your bank their process to do so